‘Luv Stash’ by Tonik: New Joint Savings Option for Couples

(source: Tonik Digital Bank)

In case you didn’t know, the Philippine digital bank Tonik offers a unique savings product that allows a couple to save and earn a 4.5% interest rate.

Luv Stash is a service that helps couples achieve their financial goals together while enjoying exclusive interest rates. The best part is that you don’t need to open a joint bank account to use it.

To start a Luv Stash, Tonik customers must complete the following steps:

  • Create a Luv Stash with Your Special Someone: All Tonik customers can create a Luv Stash and invite one new Tonik customer to create a Luv Stash—directly from the Tonik App.
  • Stash together, stay together: Couple must contribute a minimum of PHP14 each to the Luv Stash during the promo period from February 1 to February 29, 2024. Sending money into the Luv Stash is free for both users. It can be personalized by adding a picture of the common goal or setting the target amount.

Tonik customers who complete the required steps during the Promo Period will be eligible for a 4.5% interest rate by opening only two accounts.

Tonik is also offering Group Stash, which lets groups of three or more people combine their money and work together to achieve their shared goals. This could be anything from saving up for a big trip, paying bills together, or helping their parents financially. It’s a great way for friends and family to support each other and reach their goals faster.

For more information about Tonik and its offerings, visit

Written by
Tech Beat Philippines

Tech Beat Philippines is the social media news platform for all things technology. It is also a part of the GEARS section on Daddy's Day Out.

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